Cost of Gastric Bypass Surgery
The Cost of Gastric Bypass Surgery
Over the past two years, the cost of gastric bypass surgery has significantly decreased. Depending on your situation, it may cost next to nothing if you are medically qualified. With the increasingly successful outcomes of the surgery, it has proven to be an extremely effective means of curing high blood pressure, diabetes, and other severe health issues.
It has been reported that patients of gastric bypass surgery have showed an improvement in their quality of life, which goes beyond the natural positive consequences of weight loss. In addition, research has shown that gastric bypass patients experience an increase of respect in the job market as well as higher potential for earnings in the job market. With all the research and testimonials on how well this surgery is, the cost of gastric bypass surgery doesn’t seem to be much of a concern when patients know that they will no longer be “fat” or unattractive.
The cost of gastric bypass surgery depends on several factors such as the facility chosen to perform the procedure and the geographical location in which the patient and the facility reside. Many surgical clinics offer competitive prices and if the patient has insurance, and he or she is medically eligible for the surgery (by the insurance), than most likely the procedure will not cost anything to the patient.
There are many different ways one can find ways to handle the cost of gastric bypass surgery.
- Health Insurance: Most health insurance companies will pay for this surgery if it has been determined that serious health risks have been caused by being overweight. Also, depending on your health insurance policy coverage, the state you live, and the insurance company itself, the cost of gastric bypass surgery could be either covered in full or partially.
- Self-Pay: If you have insurance although it doesn’t cover this type of surgery, you may be responsible for covering the entire cost of gastric bypass surgery yourself. Many doctors or clinics can offer payment plans where you would be able to make payments against your balance rather than coming up with the entire cost up front. Many times payment plans require that you put a certain amount of money down before the surgery is scheduled as well as sign a promise to pay where you are agreeing to the terms and conditions of paying a certain amount of money per month, per week, or even bi-weekly.
- “Buy Now, Pay Later” Option: Some clinics offer a service where you will be able to get pre-approved for a loan or a line of medical credit specifically for that purpose where you will not have to put any money out of pocket up front. These types of options require you to pay the balance in full within 90 days, 120 days, or 180 days from the date of the surgery. This option is very rare as if payment is not made within the timeframe you are given you could be subject to higher interest rates or even sent to a collections agency since the cost of bypass surgery is so high.
Most people who are suffering from health issues due to obesity often have the surgery paid for by their insurance. For those less fortunate who must pay for it out of pocket, there are options. Make sure you look into the cost of gastric bypass surgery as well as all the individualized costs and explore your options. Ask questions of the clinics and/or surgeons or doctors that you will be working with on this surgery to see what options they have available. Regardless, if your health is suffering due to your weight you can and will be able to get help to buffer the costs of bypass surgery.
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